Hello?!?!?

So, back in April, I write a check for my car insurance to pay my bill. A few weeks later, I get a notice in the mail and also my e-mail stating that my payment was late and now I owed the payment plus a late fee.

I call my insurance company as I am looking at the duplicate check that I wrote. I tell the girl on the phone that I wrote the check on such and such date. She goes on to say well, we never received it...blah blah blah. So, I paid online...and I made sure that I would get reimbursed if that check happened to pop up and they happened to cash it.

I was told to stop payment on the check and when I went to do that, I was told it was $25, to which I said screw that and I left it alone. Well, I shouldn't have. Two months later, my insurance company cashes the damn check. There is not enough money in my account for that large of a bill, so it overdrafts. THEN, another bill, which I had enough money for BEFORE the cashing of the check, comes through, I get another overdraft...both $33.00 each.

Now, I know at least one of you is thinking, "that's why you should pay your bills online," and maybe all of you are thinking it's my own fault for not stopping payment on my check. But, I really didn't think that after two months, this check would pop up. I pictured it being stuck at the bottom of the big blue mailbox or slipping between the seats of my car or something. And, in the many years that I have been mailing checks to pay my bills, this is the first time this has happened to me.

But, seriously, does the insurance company not look at the account and see that it's paid, that no money is due?? Or perhaps notice a conversation I had w/someone about me already sending the check? I imagine this big computer file where people write notes and everyone has access to it, but maybe not. Really, why would you cash a check on an account that's already been paid for? I called this morning and the dude was like, "oh yeah, looks like you paid twice." No shit. And I did not pay twice, your insurance company took the money twice.

This morning I did transfer money from my savings account to hopefully cover things, but nope. I came home tonight to see $66.00 taken out of my account for overdrafts.

Maybe it's my fault...and maybe I am pissed at myself, but I am pissed none the less. $66 is a lot of money to me. A lot.