Taking Control

To be quite honest, my money situation has been less than awesome. And ever since this economy took a dive, my situation has gotten worse. Without getting into too much personal detail, I've been living beyond my means by the way of credit cards. I will be the first admit that a lot of it has been because of frivolous spending, but lately, a lot of it has been because of necessity.

A few weeks ago I decided to let someone else take control so I can better myself. It honestly feels like I am losing control, but I'm really not...I haven't been in control for a long time. It's been a long and frustrating road...especially knowing that if I didn't have my debt, I could be living off of the money I make. It certainly wouldn't be lavish living, but I'd be living off what is mine.

I feel good about this, though I am a little nervous about things changing...you all know I'm not the best with change. My credit score will take a dive, but I got myself into this situation and I got to do what it takes to get myself out. While I know it will be hard, I am looking forward to cherishing every cent I earn and learning how to manage that because I know I will be much better in the long run. And I will value what I do earn and what I use it on so much more.